Loan Modification

Are you seeking a loan modification in the Motor City or surrounding area? We help homeowners facing foreclosure. We may renegotiate the terms of your loan and help you through the financial crisis that is threatening your home. Call our firm today!


Call a loan modification attorney today if your financial circumstances are affecting your ability to make your mortgage payments on time. There are many different types of relief that we can seek on your behalf. Call us if you are experiencing any of the following:

• The loss of a job
• A demotion or pay cut
• Mandatory furlough days
• The loss of the ability to work (permanently or temporarily)
• The loss of a spouse or household contributor (death, desertion or divorce)
• The loss of court ordered spousal or child support

A loan modification lawyer from our firm can review the details of your situation and determine how to make your case to your lender. The most important thing to do is act now! Past due notices and warnings of foreclosure actions can be addressed, and you don’t need to wait to receive such notices before taking action. If you are aware of the impact that your financial situation will have upon your ability to make your mortgage payments, don’t hesitate to call our firm. Taking immediate measures to protect your home from foreclosure is always the recommended course.

Through a loan modification, we may be able to help you:

• Renegotiate the terms of your loan from an adjustable to locked rate mortgage
• Apply your past due balances to future payments, so you can catch up over time
• Apply your past due balances to the end of your loan
• Get your past due balances forgiven in order to reinstate your loan
• Extend the lifetime of your loan to reduce your monthly payments
• Your loan modification attorney can review all of the options that may be available to you in light of your individual circumstances.

Another measure to help you get back on your feet and caught up on your mortgage is called “forbearance”. Forbearance is a loan adjustment available to individuals who are expecting a financial windfall of some variety. The lump sum award must be verifiable, and an estimated time of arrival must be provided. So, forbearance may be the option for you if you are expecting any of the following benefits or financial windfalls:

• An inheritance or the cash disbursement of a trust fund v
• An award of disability benefits
• An insurance settlement
• A court settlement
• A work bonus or commission
• The receipt of child and/or spousal support that has fallen into arrears or has been awarded retroactively
• A federal tax return

There are many options available to homeowners at risk of foreclosure. Don’t be intimidated or frightened by your circumstances. Take a proactive stand and call us about a loan modification today!


We are a legal firm offering loan modification in Detroit, Bingham Farms, Southfield, Royal Oak, West Bloomfield, Sterling Heights, Troy, Berkley, Redford and throughout southeast Michigan. No legal firm or attorney can guarantee the outcome of your case. However, at the Law Office of John Little, we can provide you with a free evaluation of your circumstances and determine which legal options may be available to you.